Personal Farm Business
Umbrella insurance provides additional liability coverage that can help protect assets such as your home, car and boat. It can also help cover defense costs, attorney fees and other charges associated with lawsuits.
WHAT IT COVERS
Excess liability, which can help protect assets such as your home, car and boat.
Claims like libel, slander, defamation of character and invasion of privacy.
Legal defense costs like attorney fees and other charges associated with lawsuits.
WHAT IS NOT COVERED
Damage to your own personal property.
Business losses would not be covered by a personal umbrella.
Intentional acts. For example, if you intentionally harm a visitor to your home.
Umbrella policies are typically very affordable and can be a great way to help protect yourself against the potentially devastating costs of major claims that exceed the limits of your primary policies.
Liabilities that happen outside the United States.