Auto Insurance

Auto insurance can be confusing. What are you required to have? What should you have? These questions are answered by our agents as we work toward getting you the policy you need.

Key auto coverages

LIABILITY

Pays for other people's expenses after an accident. Required in nearly every state.

COLLISION

Pays to repair or replace the policyholder's care after any accident, regardless of fault. Required for leased or financed cars.

PERSONAL INJURY PROTECTION

Pays for the policyholder's direct and indirect medical expenses after an accident.

RENTAL REIMBURSEMENT

Covers the cost of renting a car or other transportation expenses while your vehicle's in the shop due to a collision or other insured loss.

COMPREHENSIVE

Covers damage to the policyholder's vehicle caused by something other than an accident. Required for leased or financed cars.

UNINSURED/UNDERINSURED

Covers vehicle damage and medical expenses after an accident with an uninsured/underinsured driver.

MEDICAL PAYMENTS

Pays for the policyholder's direct medical expenses after an accident.

ROADSIDE

Covers the cost of common roadside services like tire changes and jump stars.

Vehicles we cover

  • ATV & Off Road

  • Boat & Watercraft

  • Classic Car
  • Golf Cart & LSV

  • Motorcycle

  • RV

  • Trucking

  • And more! 

Proud to be backed by the best
national and regional insurance carriers

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Get a quote today!

Emily Baugher
Agent/Owner
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Your one-stop shop for personalized service and insurance coverage

109 2nd St NE
Roseau, MN 56751

218-463-2369
emilyb@fuainsurance.com

Licensed In:
Minnesota
North Dakota
North Carolina